Pay like a local, anywhere.

Hold stablecoins, CC, cBTC and cETH in a wallet only you control. Scan the shop's QR code or tap your phone to pay, and see the exact rate before you confirm.

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  • Non-custodial
  • No hidden fees
  • Approve every payment with Face ID
Works with Card networks Built on
<5sFrom scanning the QR code to the shop seeing your payment.
0Access we have to your keys or your funds. Only you can move your money.
1×One fee, shown before you pay. No markup hidden in the exchange rate.

Everything you need to pay at the counter.

Spend stablecoins or crypto in the local currency wherever you are, by QR code or by card. Receive euros to your own IBAN.

Scan any local QR code

Point your camera at the shop's QR code. You'll see the amount in local currency and in USDC, with the rate locked, before you confirm.

  • The merchant is paid in their own currency, so nothing changes for them
  • Works at market stalls, cafés and taxis that don't take cards
  • The rate is locked for 30 seconds while you decide
PromptPayQRISDuitNowVietQRQR PhPayNowPixBre-BTransferencias 3.0

Southeast Asian networks are planned for launch, with Brazil, Colombia and Argentina next. See where you can pay.

Paying Café Tartine

฿150.00
Rate1 USDC = ฿36.41
Network fee0.00 USDC
lisbon.money fee0.00 USDC
You pay4.12 USDC

Tap with your phone

Add your lisbon.money virtual card to Apple Pay, Google Pay or Samsung Pay, and use it anywhere that takes contactless payments.

  • Your card is ready in your wallet the moment your account is approved
  • Pay from the same balance you use to scan
  • Freeze or unfreeze the card in one tap

Spend what you hold

Pay with stablecoins like USDC, or with CC, cBTC and cETH. You choose the asset, and we convert it to the local currency at the moment you pay, at the rate shown.

  • Pick which asset pays, payment by payment, or set a default
  • Top up from an exchange or another wallet on Canton Network, Solana or Base
  • More assets are on the way

Non-custodial

Your keys are created and stored on your phone. Bohemian Technologies can't see, freeze or move your funds.

Approve every payment

See the merchant, the amount and the rate in a live notification, then confirm with Face ID or your fingerprint.

See the rate before you pay

Every payment shows the exchange rate and the fee as separate lines. What you see is exactly what leaves your wallet.

Your own virtual IBAN

Receive euros by SEPA transfer from your bank, your employer or a friend. We convert them and send them straight to your wallet.

Spending controls

Set daily limits, freeze the card while you travel, and turn QR or card payments on and off separately.

Receipts for every payment

Each payment keeps the local amount, the USDC amount, the rate and the fee. Export your history as a CSV for expenses.

Where you can pay

Tap to pay works wherever contactless cards are accepted. QR payments start in Southeast Asia, then Brazil, Colombia and Argentina. Your virtual IBAN works across the SEPA area.

Map of planned coverage: QR payments in Southeast Asia at launch, then Brazil, Colombia and Argentina; IBAN in the SEPA area; tap to pay worldwide Indonesia Thailand Vietnam Philippines Malaysia Argentina: coming next Brazil: coming next Colombia: coming next Bangkok Jakarta Kuala Lumpur Hanoi Manila Singapore São Paulo Medellín Buenos Aires Vilnius

Southeast Asia

Planned for launch

Thailand

THB
PromptPayTap

The Thai national QR, run by the Bank of Thailand. Covers codes from every Thai bank app and TrueMoney.

Indonesia

IDR
QRISTap

One national QR set by Bank Indonesia. Covers codes from GoPay, OVO, DANA, ShopeePay and all banks.

Vietnam

VND
VietQRTap

The national standard run by NAPAS. Covers codes from every Vietnamese bank app.

Malaysia

MYR
DuitNow QRTap

Run by PayNet. Covers codes from Touch 'n Go, Boost, GrabPay and all Malaysian banks.

Philippines

PHP
QR PhTap

Set by the central bank. Covers codes from GCash, Maya and Philippine banks.

Singapore

SGD
SGQR + PayNowTap

One label for every QR at the counter, backed by the Monetary Authority of Singapore.

Latin America

Coming next, starting with Brazil

Everywhere else

Card and bank transfers

SEPA area

EUR
Virtual IBANTap

Receive euros by SEPA transfer in 36 countries, including the EU, the UK, Switzerland and Norway.

Worldwide

Any
Tap

Any shop, café or transit gate that takes contactless Visa or Mastercard.

Planned coverage. We'll confirm each country before it goes live, and add more QR networks over time.

Built so we can't touch your money.

lisbon.money is a non-custodial wallet. Here's what happens when you pay.

  1. You scan or tap

    The app shows the merchant, the local amount and a locked rate.

  2. You approve

    The payment is signed on your phone with Face ID or your fingerprint. Your keys never leave the device.

  3. It settles on-chain

    USDC moves from your wallet on Canton Network, Solana or Base, and the transaction can be checked by anyone.

  4. The shop gets paid

    The merchant receives local currency through their usual QR network or card terminal.

Your keys, your device

Keys are generated and stored in your phone's secure hardware. We never receive a copy.

Nothing moves without you

Every payment needs your biometric approval. No auto-debits and no standing permissions.

Privacy by default

We only collect what the law and our payment partners require, and we never sell your data.

How early access works

  1. Join with your email

    It takes ten seconds. We only ask for your email address.

  2. Get your number and link

    Your number is your place in line. You also get a personal invite link to share.

  3. Share to move up

    Every friend who joins with your link moves you up 10 places. We invite people in order.

Questions

What is lisbon.money?

A wallet app for paying in shops, cafés and markets. You hold stablecoins or crypto, and pay merchants in their local currency by scanning their QR code or tapping your phone.

Who holds my money?

You do. lisbon.money is non-custodial: your keys are created and kept on your phone, and only you can approve a payment. Bohemian Technologies has no access to your funds.

What can I spend?

Stablecoins like USDC, plus CC (Canton Coin), cBTC and cETH. Send them to your lisbon.money wallet from an exchange or another wallet on Canton Network, Solana or Base. More assets will be added after launch.

What is the virtual IBAN?

A personal IBAN in your name for receiving euros by SEPA transfer. Euros you receive are converted to stablecoins and sent to your wallet. It's provided through a licensed payments partner.

Where can I use it?

Tap to pay works anywhere contactless cards are accepted. QR payments start in Thailand, Indonesia, Vietnam, Malaysia, the Philippines and Singapore, followed by Brazil, Colombia and Argentina. See the coverage map.

What does it cost?

Every fee is shown before you confirm a payment, as its own line next to the exchange rate. We'll publish the full fee schedule before launch.

Which phones are supported?

iPhone and Android. Tap to pay works with Apple Pay, Google Pay and Samsung Pay.

What happens if I lose my phone?

You'll set up an encrypted backup when you create your wallet, so you can restore it on a new phone. Without that backup, nobody, including us, can recover your funds.

How do I move up the waitlist?

Share your personal invite link. Every friend who joins with it moves you up 10 places. Come back to this page any time to see your current place. Fake or duplicate signups don't count.

What do you do with my email?

We use it only to hold your place in line and email you about early access. See our privacy policy.

Get your place in line.

Early access opens in waitlist order. Join now to get your code.

You're on the list

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